money worries, untangled.before they become sick days.

Debt rarely stays at home. It follows people to work, to bed and back again. Our financial and debt advisers help your employees see where they stand and build a plan they can actually keep.

Get a proposal How it works

A financial adviser, smiling and ready to help

24/7evenings, weekends and public holidays

0call centre staff. Real coordinators, no AI

3 waysonline, by phone or face to face

100 %confidential. HR sees statistics only

What we help with

what your employees bring to us.and how we help.

Debts and loansSeveral loans at once, payments that no longer fit, where to start.

Enforcement and bailiffsWhat a bailiff can and cannot do, and how to talk to creditors.

BudgetingA household budget that works, even when income is tight.

Big decisionsMortgages, refinancing, a large purchase. Thinking it through first.

Financial shocksJob loss, divorce, illness. Getting through the first months.

Insolvency optionsWhen a fresh start is the honest answer, and how it works.

How it works

a person at every step.from the first call to the last.

Every case is run by one of our care coordinators. They arrange the consultation, connect your employee with the right expert and stay with them until the problem is solved. Tap a step to see it.

EliškaCare coordinator · online now valla care

Today

I can’t keep up with three loans any more.Employee · 23:04 ✓✓

Hi, this is Eliška from valla care. I’m here for you. Tell me what’s going on, we’ll sort it out together.23:57 · a real person, no AI

Booked by EliškaSession with a debt adviserMon 17:00 · in person

✓

How did it go? Is there anything else we can help with?★★★★★A few days later

Who your people talk to

our own experts.not an anonymous network.

Experienced financial and debt advisers. Advice is about the person’s situation, never about selling a product.

Most of our care providers work for us directly, so we know each of them personally and can vouch for the quality of their work.

How we helpPhone, online or face to face. A clear overview, a written plan and follow-up when the next step comes.

Quality we checkEvery expert has the right education and at least three years of practice, more where local law requires it. We review every request, track satisfaction, and our experts work under regular supervision.

Always onEvenings, weekends and public holidays. Help comes fast, often the same day.

**Lucie**events and corporate volunteering manager

**Eliška**senior care and training coordinator

The coordinators and care providers behind valla care. Real people, no AI.

nobody at your companyever learns who called.

Consultations are strictly confidential. Switch the view to see the difference.

NamePetra N.

SiteBrno warehouse, night shift

TopicSleep, a sick parent, loan payments

NotesKnown only to her coordinator and expert

Example case Never shared

42consultations this month

Stress and sleep34 %

Money22 %

Family and care18 %

Legal14 %

Example data. Anonymous and aggregated, never a name.

Questions

questions HR teams ask.

The whole programme

Do you lend money or pay off debts?

No. We give advice and practical help, so people can solve the situation themselves and avoid getting deeper into debt.

Will the employer know someone has debts?

Never. You only see anonymous statistics, for example that money topics are rising at one site.

Is it only for serious debt?

No. Many people come with a single question about a loan or a budget. Early is better.

Also in the programme

one number.for everything else, too.

Mental health carePsychologists and therapists Legal helpLocal lawyers, local law Social helpCarers, family, authorities Vet 24/7A vet on call, day and night Crisis responseWe start within the hour

Part of one programme

even bettertogether.

Every consultation adds to anonymous data. It shapes the next survey, the right experiences and our advice to you.

Questions? Talk toEliška KubátováSenior care and training coordinator

Talk to us

For employers and HR teams

let's talk aboutyour people.

Tell us a little about your company. We'll come back with ideas and a proposal that fits, not a sales script.

Within one working dayA real person from our team gets back to you.
A 30-minute conversationOnline or at your office. What you have, what you need.
Your proposalClear scope and price for your sites and languages.

money worries, untangled.before they become sick days.

what your employees bring to us.and how we help.

a person at every step.from the first call to the last.

our own experts.not an anonymous network.

nobody at your companyever learns who called.

questions HR teams ask.

one number.for everything else, too.

even bettertogether.

let's talk aboutyour people.

a psychosocial risk surveyfor your company. on us.

Where is your company based?

What is your first name?

Where can we write to you?

And a phone number, for a quick call?

Last one. Which company is the survey for?

It is yours.